Amount in Words and Rupiah Format for mortgage installments

Theme: Mortgage Installment Simulator and TrackerFeature: Text FunctionsLevel: Intermediate

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Totals become Rupiah text and a compact amount-in-words line for receipts. A custom number format keeps the look uniform.

Amount in Words and Rupiah Format for mortgage installments: preview of the workbook

Project info

ThemeMortgage Installment Simulator and Tracker
FeatureText Functions · Intermediate
ToolExcel
Price (one price)US$19

Functions used

TEXT
CHOOSE
INT
MOD
Custom Format

Professional receipts with clearly readable amounts.

The project file you can download

The real project file is available. It is not just the picture above: you get the working file with every formula in place. It can be downloaded after payment, and we send the download link by WhatsApp or email.

.xlsx workbook (.xlsx)

What is inside the file

A Excel (.xlsx) workbook with Data, Master, Summary and Dashboard sheets
Ready-made formulas you can point at your own data
A Guide sheet with usage steps, formula explanations and tips

Project file: The actual project file (not just the picture) is available to download once payment is complete; we send the download link by WhatsApp or email
Payment: One price per project, paid in full upfront; the file is sent once payment is received
Tax: Prices exclude 11% VAT
Customisation: Adapting it to your own data or format can be ordered separately via WhatsApp

Formulas in the file

Cell	Formula	What it does
H2	`="Rp "&TEXT(G2,"#,##0")`	Rupiah display with thousands separators.
I2	`=INT(G2/1000000)&" juta "&INT(MOD(G2,1000000)/1000)&" ribu rupiah"`	Compact words in millions and thousands.
J2	`=CHOOSE(MIN(INT(LOG10(MAX(G2,1)))+1,9),"satuan","puluhan","ratusan","ribuan","puluhan ribu","ratusan ribu","jutaan","puluhan juta","ratusan juta")`	Magnitude of the value in words.
K2	`=ROUND(G2,-3)`	Rounded to the nearest thousand.

How to use it

1Select column G, press Ctrl+1, Custom, enter the format Rp #,##0.
2Column H on Data holds the Rupiah text.
3Column I holds the amount-in-words line for receipts.
4Columns J and K hold the magnitude and rounding.
5Paste column I results into your receipt template.

Sample content

Columns of the Data sheet:

Mortgage Component
Category
Months
Amount
Status
Date

Master sheet items

Mortgage Component	Amount
Monthly Principal	2,100,000
Monthly Interest	1,450,000
Down Payment	75,000,000
Bank Provision Fee	3,500,000
Notary Fee	6,000,000
Property Transfer Tax	9,000,000
Mortgage Life Insurance	2,500,000
Fire Insurance	900,000
Partial Prepayment	10,000,000
Late Fee	150,000

Dashboard: Mortgage Dashboard

Total Installments Paid
Total Interest
Remaining Principal
Months Remaining

Tips

Enter the tenor and rate from your loan contract
Log each payment so remaining principal stays accurate
Simulate prepayments to save on interest

The sample data is synthetic.

Price and ordering

US$19

One price for the whole project file, excl. 11% VAT

Order the file via WhatsApp

Frequently asked questions

Do I get the real file?

Yes. The picture above is only a preview. After payment we send the download link of the real project file (an .xlsx workbook) by WhatsApp or email.

Is the data in the file real?

No. The sample data is synthetic and only shows how the formulas behave. Replace it with your own data and the formulas keep working.

Can you adapt it to my data?

Yes, as a separate order. Message us on WhatsApp with a short description of your columns and what you want to see.

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Sample data is synthetic. Excel is a trademark of Microsoft Corporation.

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Amount in Words and Rupiah Format for mortgage installments